Cash Flow Finance Solutions In Australia

What is Cashflow Finance?

Cash flow for a business is the money coming in through revenue and going out in the form of payments and expenses. Cashflow finance, on the other hand, is a form of business financing where a lender generally provides an unsecured business loan to a business depending on the monthly cash flow of the business.

An enterprise can use cash flow finance to bridge the short-term liquidity gap in the business. It is a fast way of gaining access to cash for maintaining continuity of business operations.

Eligibility

Must have an active ABN
A minimum continuous trading history of 6 months
Minimum average monthly turnover of $5000

What you should know about Cashflow Finance

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How Can You Use Cashflow Finance?

Cashflow finance comes in handy in multiple situations, such as:

Paying salaries to the staff
Bill settlement of the suppliers
Business development expenses
Business-related investment
Purchasing equipment related to business

Other than all these, cash flow finance is instrumental in taking care of day-to-day operational expenses. It ensures that the cash flow in and out of the company remains stable for sustainability in business capital and progress.

How does Cashflow Finance work?

When an enterprise generates steady cash flow, it means that there is enough revenue to meet all kinds of financial obligations. Now, when you apply for a loan to mitigate a financial emergency, the finance broker or lender will analyze the company’s cashflow capacity to determine the credit limit for short term or long term.

Cashflow financing is a way for the business owner to acquire funds against the expected cash flow by assessing the present state. The repayment schedule is also decided based on the enterprise’s expected and historical cashflows.

Features of Cashflow Finance

Generally, cash flow finance is unsecured in nature
You can get daily/weekly/fortnightly repayments suitable to your business cashflows
Term varies between 3 months to 60 months
Loans are approved to be used for business purposes only
Generally suitable for small and medium enterprise businesses

What are the advantages of Cashflow Finance?

Cashflow Finance has a wide range of benefits, such as:

It gives the business fast access to funding in times of emergencies to fill the gap in the business cash flow
The borrower can access the funding as per requirement against an approved credit limit
Repayments against the loan are flexible; either fixed or structured, making the payments easy for the borrower
Whether short-term or long-term, Cash flow finance promotes business growth and success by ensuring robust capital through steady cash flow

Why should you choose Broc Finance?

In a short tenure, Broc Finance has helped Australian businesses, especially the SMEs to secure diverse financing options and facilitate the same via credible lenders. We have a robust network that comprises the top lenders in the country. Our accessibility to varied business loans makes it easy for businesses to get the kind of financing that’s best suited for them.

Tailor made options

Being a small business owner, many of our clients are not sure of right loan product for their businesses. Our lending specialists understand their needs and recommend tailor made options.

Personal Consultation

Unlike business loan marketplace websites which use AI based algorithms to match your requirements, we provide obligation free personal consultation as every business is different and an AI based algorithm may not provide them the optimum solution.

Competitive Pricing

We endeavour to achieve the optimum business loan solution for our clients at the most competitive pricing possible.

Clear communication

We understand the essence of time so don’t believe in wasting our customers time by giving false hopes. Transparent and clear communication is in our DNA.

Real results with real people.

99+ customer reviews

5.0

Aktaruzzaman Rasel

Thank you Neeraj Indraghanti and his team. Really apricated you help to getting the loan when we needed. We had an amazing experience with this company. We are so pleased with the service received from Neeraj. He went above and beyond to help us get out of the situation. The loan process was easy and hassle free. Looking forward to use your service in future too.

Tabitha Pomente

Working with Saroj and the Bronc Finance team has been an incredible experience. Their professionalism, knowledge, and support throughout the process have been outstanding. I couldn’t be happier with the service and results — highly recommended!

Don Hett

⭐️⭐️⭐️⭐️⭐️ Highly Recommend Saroj from Broc Finance! Saroj was incredibly helpful from start to finish. He listened to all my requirements, understood my situation, and got me the funding I needed super fast. I really appreciate how efficient and responsive he was throughout the whole process. If you’re looking for someone who actually cares and gets the job done without delays, Saroj is your guy. I highly recommend him for anyone needing funding support. A big thanks to Saroj and the team at Broc Finance for their great work. Wishing you all the best!

Mugdha Chandekar

A Trusted Partner in Commercial Finance I had the pleasure to discuss with Broc Finance on a complex commercial mortgage transaction, and I can confidently say they are the experts and professinals in this space. If you're looking for a commercial mortgage broker who brings clarity, integrity, and genuine commitment to the table, Broc Finance is the one to call. Highly recommended for any business owner seeking tailored financial solutions.

Yogendra Jayadeva

Partnering with Broc Finance (and Saroj) has been a fantastic experience—seamless support, quick turnaround, and successful outcomes for even the trickiest business loan scenarios. Highly recommend them for reliable and efficient Business lending solutions!

Deepesh Parikh

Saroj knows his business. To the point guidance, everything from start to finish was as expected and confirmed by him. Always recommend him for sorting it your personal or business finances. Thanks a lot for all your help Saroj.

Daniel Butel

Saroj and the team are great, they are open and transparent with advice. Truly are advocates for your business and help to cut through the finance jargon that’s hard for business owners and operators to decipher

Zoltan Matrof

I wanted to express my sincere gratitude for your outstanding support in helping me secure finance. Your professionalism, clear communication, and dedication made the entire process smooth and stress-free. I truly appreciate your expertise and commitment—thank you for going above and beyond to assist me! World Gym Busselton

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Frequently asked questions

Lenders regard cash flow as an essential factor to determine if the borrower is capable enough to pay off the loan by remaining solvent and sufficing any future needs for growth and capital.

If there is more cash coming into the business in comparison to the outgoing expenses, it is considered a steady cash flow.

Of course, you can. Seasonal businesses can benefit immensely from cash flow finance. Reach out to our experts for a consultation on the same.

The interest rates vary in each case. Consult with our team to get more clarity on the matter.

Cash Flow Finance

Low doc funding up to $250k

Terms between 3 month – 60 months

Fast approval possible within 24 hours

Unsecured funding options available