Unsecured, off-balance-sheet financing.

100% settlement of supplier invoices.

Repayment terms between 60-90 days.

Quick access of funds at better pricing

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What is Supply Chain Finance?

Supply chain finance is a convergence of several working capital solutions in the business financing domain. However, it has its focus on invoice finance and trade finance. It enables businesses to pay the suppliers without any delay so that there is no disruption in the production and delivery schedule. It also allows enterprises to benefit from early payment discounts by the suppliers.

Entities involved in supply chain finance offer extra working capital funding to enterprises enabling them to settle the supplier invoices until they receive their due payment from the clients/consumers/customers. The time frame for supply chain finance is up to 180 days.

What you should know about Supply Chain Finance

Have questions? Speak to our experts!

What are the Essential Features of Supply Chain Finance?

Supply chain finance improves the cash flow for businesses, ensuring consistent growth, minus any disruption due to late payments. The salient features of supply chain finance can be listed as:

  • It covers any cash flow gaps in an enterprise.
  • Businesses can cover 100% of the cost of the goods from the suppliers.
  • Supply chain finance offers risk protection against Forex by locking in the rates.
  • This form of financing requires no security or collateral, relieving the business owner will not have to peg any personal or commercial assets against the loan amount.
  • The loan approval rate is high, and the business owner can get fast access to funds.

With Broc Finance by your side, as a trusted finance broker, it will become easy for you to navigate the routes of supply chain finance in Australia. We will make sure to match you with a compatible lender.

What are the Advantages of Supply Chain Finance?

Supply chain finance benefits the buyers (the business owners) and the suppliers. Let’s explore benefits for both:

Buyer Benefits

  • There is an instant increase in business cash flow.
  • Extends the time limit to clear the outstanding payment up to 60-90 days.
  • Improves the metrics of the business balance sheet.
  • Supply chain finance does not fall under debt; hence supply chain finance becomes a source of funding off the balance sheet.
  • Helps the enterprises to maintain compliance with existing bank agreements.
  • Aids businesses in minimizing supply chain gaps or disruptions.
  • Allows accessibility to inexpensive financing for the suppliers, backed by the business’ credit rating.

Supplier Benefits

  • Suppliers benefit from a reduced time limit for clearance of outstanding payment against the goods.
  • There is no assignment of debt over the supplier’s assets.
  • Enhances the working capital ratio of the suppliers.
  • Improves the metrics on the balance sheets.

Lowers the receivables balance, improving the position of the balance sheet because supply chain payments do not fall under the debt category.

What kind of Businesses can benefit from Supply Chain Finance?

Supply chain finance is well-suited for businesses that source their raw material or goods from foreign suppliers, selling the products to consumers at base trade-credit rates. Manufacturers that have very tight production schedules because they use imported parts for their products can benefit from supply chain finance. Similarly, wholesalers that have to maintain the stock levels updated in their inventory can leverage this form of financing too. Here is a list of industries that can benefit from supply chain finance:

  • Pharmaceuticals
  • Healthcare
  • Food and beverage
  • IT hardware and equipment
  • Wholesale
  • Construction
  • Manufacturing

Reach out to our experts at Broc Finance to assess your eligibility for supply chain finance.

How does Supply Chain Finance Work?

Just like any other form of business financing, supply chain finance follows a definite protocol of application, approval, and funds dispersal, mentioned below:

1. The business organization or enterprise orders goods from supplier

2. Supplier uploads the invoice after fulfilling the order

3. Buyer approvesthe invoice

4. The lender pays to the supplier at discounted rate

5. Buyer pays the invoice

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Why should you choose Broc Finance?

Tailor made options

Being a small business owner, many of our clients are not sure of right loan product for their businesses. Our lending specialists understand their needs and recommend tailor made options.

Personal Consultation

Unlike business loan marketplace websites which use AI based algorithms to match your requirements, we provide obligation free personal consultation as every business is different and an AI based algorithm may not provide them the optimum solution.

personal-consultation

Competitive Pricing

We endeavour to achieve the optimum business loan solution for our clients at the most competitive pricing possible.

Clear communication

We understand the essence of time so don’t believe in wasting our customers time by giving false hopes. Transparent and clear communication is in our DNA.

Real results with real people.

Aktaruzzaman Rasel

Aktaruzzaman Rasel

Thank you Neeraj Indraghanti and his team. Really apricated you help to getting the loan when we needed. We had an amazing experience with this company. We are so pleased with the service received from Neeraj. He went above and beyond to help us get out of the situation. The loan process was easy and hassle free. Looking forward to use your service in future too.
Tabitha Pomente

Tabitha Pomente

Working with Saroj and the Bronc Finance team has been an incredible experience. Their professionalism, knowledge, and support throughout the process have been outstanding. I couldn’t be happier with the service and results — highly recommended!
Don Hett

Don Hett

⭐️⭐️⭐️⭐️⭐️ Highly Recommend Saroj from Broc Finance! Saroj was incredibly helpful from start to finish. He listened to all my requirements, understood my situation, and got me the funding I needed super fast. I really appreciate how efficient and responsive he was throughout the whole process. If you’re looking for someone who actually cares and gets the job done without delays, Saroj is your guy. I highly recommend him for anyone needing funding support. A big thanks to Saroj and the team at Broc Finance for their great work. Wishing you all the best!
Mugdha Chandekar

Mugdha Chandekar

A Trusted Partner in Commercial Finance I had the pleasure to discuss with Broc Finance on a complex commercial mortgage transaction, and I can confidently say they are the experts and professinals in this space. If you're looking for a commercial mortgage broker who brings clarity, integrity, and genuine commitment to the table, Broc Finance is the one to call. Highly recommended for any business owner seeking tailored financial solutions.
Yogendra Jayadeva

Yogendra Jayadeva

Partnering with Broc Finance (and Saroj) has been a fantastic experience—seamless support, quick turnaround, and successful outcomes for even the trickiest business loan scenarios. Highly recommend them for reliable and efficient Business lending solutions!
Deepesh Parikh

Deepesh Parikh

Saroj knows his business. To the point guidance, everything from start to finish was as expected and confirmed by him. Always recommend him for sorting it your personal or business finances. Thanks a lot for all your help Saroj.
Daniel Butel

Daniel Butel

Saroj and the team are great, they are open and transparent with advice. Truly are advocates for your business and help to cut through the finance jargon that’s hard for business owners and operators to decipher
Zoltan Matrof

Zoltan Matrof

I wanted to express my sincere gratitude for your outstanding support in helping me secure finance. Your professionalism, clear communication, and dedication made the entire process smooth and stress-free. I truly appreciate your expertise and commitment—thank you for going above and beyond to assist me! World Gym Busselton

Have questions? Talk to a specialist!

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Frequently asked questions

Every business has its specific need for financing. To understand your eligibility for supply chain finance, we will need to go through your recent balance sheet and financial documents against your internal credit rating. Our experts can help you with the process. You only have to fill-up the form mentioned on this page and submit it. We will get back to you ASAP.

No. Supply chain finance works well in improving the working capital for both large corporations and small companies.

The fee depends on multiple factors and varies in each case. Once you reach out to us and we find a lender for you, we will be able to give you an estimate on the fees. Nevertheless, rest assured that it will be reasonable.

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