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Home Loans Up to $5M

Choose from 90+ Lenders

Competitive Interest Rates

Flexible Loan Options

Fast Pre-Approvals Available

Home loans

Your home, your terms, our support

Finding the right home loan doesn't need to be complicated. At broc finance, we help you explore flexible options tailored to your financial situation and property goals. Whether you’re buying, refinancing, building or investing, we compare lenders and manage the process—so you can focus on getting into your home faster.

 

Key Points to consider while applying for a home loan

  • Understand your eligibility and borrowing capacity
  • Save for a deposit
  • Understand additional costs
  • Seek professional advice
  • Compare loan options
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Here’s how to secure a loan with us

Get closer to your business dreams than ever before.

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What You Should Know About Home Loans

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What Makes Me Eligible for a Home Loan?

Home loans are available for a wide range of borrowers—whether you're buying your first home, refinancing, or investing. Eligibility depends on several key factors that help lenders assess your borrowing power and risk level. 

Typical Home Loan Requirements: 

  • Proof of income 
  • Good credit history 
  • Deposit or equity 
  • ID and supporting documents 
  • Ability to service the loan

If you're unsure whether you meet the criteria or are a first-time buyer, speak with our specialists—we’ll guide you through your options and help you find the right solution for your situation. 

Explore our home loan solutions

If you’re self-employed or have a non-traditional income setup, we offer loan options that work with your business cash flow and documentation. 
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We guide first-time buyers through every step—from understanding your borrowing power to accessing available government incentives. 
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Looking to lower your repayments or release equity from your home? We help you switch to a better deal with minimal hassle. 
Learn More → 

We help you structure your investment loan for long-term returns, whether you’re buying your first property or expanding your portfolio. 
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Ideal for those with limited paperwork or alternative income proof, low-doc loans make home ownership possible without full financials. 
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If you’re building or renovating, our construction finance options offer flexible drawdowns and terms to suit your building timeline. 
Learn More → 

How do I apply?

1. Check your eligibility

Check the basic loan eligibility of your business and complete the application form which takes 60 seconds. 

Apply Now 1300 253 041

2. 2. Complete initial consultation

Once you submit your enquiry, one of our mortgage lending specialists will get in touch to discuss more about your income, serviceability and borrowing capacity and complete the fact finding process. 

3. 3 Submit your application

Once we complete the consultation and fact finding process, we’ll collect all teh required documents and submit your application with the most suited lender.

4. 4. Pre approval

Once the application is submitted and pre approval is received, you can start looking out for your ideal property. 

5. 5. Settlement

Once you have finalised your property and are ready to settle, we’ll liaison with the lenders and make it happen for you. 

Why Choose
 Broc Finance  

  • Access to 90+ Lenders – We work with major banks, credit unions, and specialist lenders.
  • Tailored Loan Options – We understand your financial goals and match you with the most suitable loan.
  • Fast Pre-Approvals – We help you get pre-approved quickly so you can make confident decisions.
  • End-to-End Support – From paperwork to settlement, our experts guide you every step of the way.

Documentation Required 

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Payslips

Tax returns and Notice of Assessments

Company Tax Returns (for self employed)

Business financials

BAS statements

Bank statements 

Real results with real people.

99+ customer reviews

5.0

Aktaruzzaman Rasel

Aktaruzzaman Rasel

Thank you Neeraj Indraghanti and his team. Really apricated you help to getting the loan when we needed. We had an amazing experience with this company. We are so pleased with the service received from Neeraj. He went above and beyond to help us get out of the situation. The loan process was easy and hassle free. Looking forward to use your service in future too.
Tabitha Pomente

Tabitha Pomente

Working with Saroj and the Bronc Finance team has been an incredible experience. Their professionalism, knowledge, and support throughout the process have been outstanding. I couldn’t be happier with the service and results — highly recommended!
Don Hett

Don Hett

⭐️⭐️⭐️⭐️⭐️ Highly Recommend Saroj from Broc Finance! Saroj was incredibly helpful from start to finish. He listened to all my requirements, understood my situation, and got me the funding I needed super fast. I really appreciate how efficient and responsive he was throughout the whole process. If you’re looking for someone who actually cares and gets the job done without delays, Saroj is your guy. I highly recommend him for anyone needing funding support. A big thanks to Saroj and the team at Broc Finance for their great work. Wishing you all the best!
Mugdha Chandekar

Mugdha Chandekar

A Trusted Partner in Commercial Finance I had the pleasure to discuss with Broc Finance on a complex commercial mortgage transaction, and I can confidently say they are the experts and professinals in this space. If you're looking for a commercial mortgage broker who brings clarity, integrity, and genuine commitment to the table, Broc Finance is the one to call. Highly recommended for any business owner seeking tailored financial solutions.
Yogendra Jayadeva

Yogendra Jayadeva

Partnering with Broc Finance (and Saroj) has been a fantastic experience—seamless support, quick turnaround, and successful outcomes for even the trickiest business loan scenarios. Highly recommend them for reliable and efficient Business lending solutions!
Deepesh Parikh

Deepesh Parikh

Saroj knows his business. To the point guidance, everything from start to finish was as expected and confirmed by him. Always recommend him for sorting it your personal or business finances. Thanks a lot for all your help Saroj.
Daniel Butel

Daniel Butel

Saroj and the team are great, they are open and transparent with advice. Truly are advocates for your business and help to cut through the finance jargon that’s hard for business owners and operators to decipher
Zoltan Matrof

Zoltan Matrof

I wanted to express my sincere gratitude for your outstanding support in helping me secure finance. Your professionalism, clear communication, and dedication made the entire process smooth and stress-free. I truly appreciate your expertise and commitment—thank you for going above and beyond to assist me! World Gym Busselton

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